Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of Frontier Kapitune's website, applications, and data analysis tools (collectively, the "Services"). This is a general draft template provided for informational purposes and should be reviewed by qualified legal counsel before publication. Please read these Terms carefully before using the Services.

1. Acceptance of Terms

By accessing or using the Frontier Kapitune website or any of its Services, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services. We may update these Terms from time to time, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Frontier Kapitune provides AI-guided data analysis, decision-support tools, and risk-management resources intended to assist users in evaluating information relevant to their financial and business decisions. The Services are informational and analytical in nature. Frontier Kapitune does not provide financial, investment, tax, or legal advice, and nothing presented through the Services should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

3. No Financial Advice or Guarantee of Results

All outputs, reports, models, and back-tested results generated by the Services are provided for informational purposes only. Trading and investing in securities and other market instruments involve risk, including the potential loss of principal. Past performance and simulated or back-tested results do not guarantee future outcomes. You are solely responsible for any decisions made based on information obtained through the Services, and we strongly encourage users based in the Philippines to consult a licensed financial adviser registered with the Securities and Exchange Commission before making investment decisions.

4. Eligibility and Account Responsibilities

You must be at least 18 years of age and legally capable of entering into a binding agreement to use the Services. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Frontier Kapitune promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Services. This includes, without limitation, refraining from:

  • • Attempting to gain unauthorized access to any part of the Services, related systems, or networks.
  • • Reverse engineering, decompiling, or attempting to extract the source code of any software underlying the Services.
  • • Using the Services to transmit unlawful, harmful, or fraudulent content.
  • • Reselling, sublicensing, or redistributing the Services without prior written consent from Frontier Kapitune.
  • • Using automated means to scrape, extract, or replicate data or analysis outputs without authorization.

6. Subscription, Fees, and Payment

Certain features of the Services may require payment of subscription or usage fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the time of purchase. Unless otherwise stated, fees are non-refundable. Frontier Kapitune reserves the right to modify pricing with reasonable advance notice.

7. Intellectual Property

All content, software, designs, trademarks, and materials associated with the Services are the property of Frontier Kapitune or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Services without prior written permission.

8. User-Submitted Data

Where you upload or submit data to the Services for analysis, you retain ownership of that data. You grant Frontier Kapitune a limited license to process such data solely for the purpose of providing the Services to you, as described further in our Privacy Policy. You represent that you have the necessary rights to submit any data you provide.

9. Third-Party Links and Services

The Services may reference or link to third-party websites, data sources, or tools. Frontier Kapitune does not control and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

10. Disclaimers

The Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Frontier Kapitune does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Frontier Kapitune, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Frontier Kapitune and its representatives from any claims, damages, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

13. Suspension and Termination

Frontier Kapitune reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we determine violates these Terms, poses a risk to other users, or is otherwise harmful to our business interests.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the appropriate courts, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Changes to These Terms

We may revise these Terms periodically to reflect changes in our Services, legal requirements, or business practices. Material changes will be indicated by updating the effective date at the top of this page. Your continued use of the Services after any revisions become effective constitutes acceptance of the updated Terms.

17. Contact

If you have questions about these Terms, please reach out through the contact channels listed on our Contact page.